JTS offers two dental plans through Blue Shield of California: a DHMO and a DPPO. Both are voluntary — you cover the full cost through payroll deduction.
Choosing the right plan
Dental HMO Plus asks you to pick one contracted dentist for all your care and pays out at a fixed copay per procedure, with no annual maximum. Dental PPO Premier lets you see any dentist, pays a percentage of the cost after a small deductible, and caps your annual benefit at $1,500 per person.
Dental HMO Plus
No deductible, no annual maximum, no waiting period. You select a Participating Dentist from the DHMO network and can switch dentists once a month. Preventive care — exams, x-rays, cleanings — is covered in full. Basic services like fillings and extractions run a small flat copay, and major services like crowns start around $150. Orthodontia is a flat $1,400 copay for children or $1,700 for adults, covered as a lifetime benefit.
Dental PPO Premier 50/1500
$50 individual / $150 family deductible, waived for preventive and diagnostic care. Annual maximum is $1,500 per person, combined across in- and out-of-network care. Preventive services are covered at no cost. Basic services (fillings, root canals, gum treatment) are covered at 80% after deductible, and major services (crowns, dentures, bridges) at 50%. This plan does not cover orthodontia.
Network tip
Staying in-network keeps your costs predictable on either plan — out-of-network dentists can bill you for the difference between their charge and what Blue Shield allows, which adds up fast on major work.
Monthly contributions
| Plan | Employee Only | Employee + Spouse | Employee + Child(ren) | Employee + Family |
|---|---|---|---|---|
| Dental HMO | $16.28 | $31.75 | $34.35 | $49.66 |
| Dental PPO | $32.33 | $67.89 | $71.15 | $96.99 |
